Opening your own business? You must be looking for tips on how to open a MEI account easily! Let's demystify this process together.
Adverts
Understanding the MEI
MEI (Individual Microentrepreneur) is a business category aimed at self-employed professionals, created by the Brazilian government to legalize small businesses and encourage entrepreneurship. MEI registration offers advantages such as issuing invoices, access to credit and social security rights.
To become a MEI, your activity must be on the permitted list, you must have a turnover of up to 81 thousand reais per year and you cannot be a partner, administrator or owner of another company. Furthermore, the MEI can have up to one employee who receives the minimum wage or the minimum wage for the category.
Adverts
Starting the Opening Process
The first step to opening a MEI account is to go to the official website of the Federal Revenue of Brazil and register. Through the platform, you enter your personal information and details about the business you intend to open.
After completing the registration process, you will obtain a CNPJ (National Register of Legal Entities) number, which is essential for opening your MEI account. Signing up for MEI is free, and the process can be completed in a few minutes if you have all the necessary information available.
Adverts
Choosing the Bank
There are several business bank account options for MEI. Some banks offer fee exemptions, credit facilities, issuing free bills, among other benefits. Research and choose the bank that best suits your business needs.
Furthermore, increasingly, digital banks have stood out for offering simplified and completely online services. Some have applications available for download from Google Play and on Apple App Store.
Completing the Opening Process
Once you have chosen the bank, contact the institution and follow the procedure indicated for opening the MEI account. This may vary from bank to bank, but typically involves a credit assessment and document submission.
The documents commonly requested are: CNPJ, identity document, proof of address and Individual Microentrepreneur Status Certificate (CCMEI), which is issued at the time of registration on the entrepreneur portal, where you registered your MEI.
Conclusion
Opening a MEI account is a crucial step towards structuring your business and obtaining greater credibility and security in financial transactions. It is essential to choose a bank that offers services and conditions that fit the needs of your business, whether it is a traditional bank or a digital bank.
Even though the process may seem a little intimidating at first glance, if you follow the steps correctly, you will see that it is much simpler than it seems. Remember that opening a MEI account is an investment that will help to further professionalize your business. And, we add, digital is there to facilitate this process!
Take advantage of the tips mentioned in this post and start your entrepreneurship journey on the right foot! Good luck!
